FLORIDA'S DISASTER ASSISTANCE FOR BUSINESSES
Florida’s disaster response programs serve as a model for the nation. Preparation and planning are key elements in keeping Florida open for business after a disaster. Florida’s Emergency Management Division (FDEM) annually updates a statewide Comprehensive Emergency Management Plan (CEMP) with the goal that Florida’s citizens and businesses receive state of the art assistance during and after an emergency.
Enterprise Florida provides a list of state and federal resources available for businesses to utilize in their mitigation, preparedness, response and recovery activities:
Business Mitigation & Preparedness:
Florida Emergency Small Business Bridge Loan Program State of Florida: Description
Emergency Bridge Loan Program from the State of Florida. $25,000 in short term 0% interest loans for 90 to 180 days for businesses to use while waiting for insurance or other assistance. www.floridadisasterloan.org
Florida Short Time Compensation for Employers Program
Description: Short Time Compensation (STC) is a temporary alternative work style that will assist employers in keeping their work force intact. The program permits prorated unemployment compensation benefits to employees whose work hours and earnings are reduced as part of an STC plan to avoid total layoff of some employees. Phone: (850) 921.3253
Florida Disaster Unemployment Assistance
Description: Unemployment benefits for individuals unemployed as a result of the disaster that are not covered by regular state or private unemployment insurance. Applicants have 30 days to file after the disaster is announced.
Phone: (800) 204-2418 – Website: www.fluidnow.com
Florida Small Business Resource Network
Description: The Small Business Continuity Services Resource Network (SBCSRN) is a database of Florida professionals identified to fill niche areas for recovery technical assistance in support of small business and the Florida economy.
Phone: (904) 620-2489 – Website: www.sbrn.org
Florida Department of Agriculture and Consumer Services
Description: License, insurance and consumer complaint information on building contractors
Phone: (800) 435-7352 – Website: http://www.freshfromflorida.com/Divisions-Offices/Consumer-Services
Florida Department of Environmental Protection
Description: An order can be given to reduce regulatory processes and provide flexibility for restoring services quickly during a disaster.
Phone: (850) 245-2118 – Website: www.floridadep.org
Florida Department of Insurance
Description: Small Business Insurance information assistance
Phone: (850) 922-3132 – Website: https://www.myfloridacfo.com/division/agents/licensure/
Phone: (850) 921-0266
Florida Emergency Network Secure Site
Description: Log in for State agencies, EOC offices, City, and County to order supplies during a declared emergency.
The Florida Emergency Supplier Network (Vendors)
Description: Identify and group needed commodities and services by type and/or distribution channel, based on experience. Coordinate suppliers of emergency commodities and services for membership in the FESN. Also collect and organize the information and make it accessible to government buyers during emergency operations.
The Florida Emergency Purchasing Network (Volunteers)
Description: Coordinates purchasing volunteer efforts during declared emergencies, organizes the delivery of specialized training through the Division of Emergency Management. Also collects and organize the FEPN information and make it accessible to emergency logistics officials requiring procurement assistance during emergency operations.
Florida Department of Revenue
Description: The Florida Department of Revenue will waive penalties and interest during the period of emergency for impacted taxpayers who are unable to file returns and/or make payment of taxes on time.
Phone: (800) 352-3671 – Website: https://ritx-fl-sales.bswa.net
Description: Visit Florida adopted complimentary Cover Your Event (CYE) Insurance. This supplemental insurance cover any costs directly related to re-booking a meeting should it be displaced due to a named hurricane/disaster. CYE ensures that you can plan your meeting with confidence and take full advantage of Florida’s unsurpassed venues any time of year, while benefiting from those outstanding summer and fall values.
Phone: (850) 205-3800 – Website: www.meetings.visitflorida.com/cms/d/contact_us.php
Description: Disaster victims can obtain additional information and apply for disaster assistance through FEMA in various ways. A toll free number has been established by FEMA for disaster victims to apply for certain types of disaster programs and obtain information about others. You can obtain information by calling.
Phone: (800) 621-FEMA (3362) – Website: www.sba.gov Economic Injury Disaster Loans
SBA (U.S. Small Business Administration)
Description: Small businesses and small agricultural cooperatives suffering substantial economic injury may be eligible for an economic injury disaster loan of up to $1.5 million to meet necessary financial obligations – Bills the company would have paid if the disaster had not occurred.
Phone: (800) 659-2955 – Website: www.sba.gov/disaster_recov/
Physical Disaster Loans
SBA (U.S. Small Business Administration) Description: Businesses of all sizes may apply for a Physical Disaster Loan of up to 1.5 million to repair or replace damaged real estate, equipment, inventory and fixtures. These loans will cover uninsured or under-insured losses.
Phone: (800) 659-2955 – Website: www.sba.gov
IRS Excise Tax
Description: IRS will waive tax penalties on disasters on a case by case basis.
Phone: (800) 829-1040 – Website: https://www.irs.gov/businesses/small-businesses-self-employed/excise-tax